A digital payments ecosystem with 3M+ active users that connects the cash world to the digital economy and enables online transactions through innovative customer-focused solutions.
OTT Mobile Technologies is a FinTech digital payments ecosystem with online transaction solutions that enable purchases, remittance collection, and withdrawals for consumers and SMEs who prefer to, or can only, transact in cash. Our personalised loyalty and rewards programme incentivises cash consumers to embrace digital adoption and use their cash online.
The OTT partner network comprises of major first-tier retailers, forecourts, banks, financial institutions and service providers, and an aggregated SME network within local communities.
Solutions distributed via
stores.
With a footprint of
people.
We are the nexus for banking institutions, financial service providers, FinTech companies, retailers, e-commerce platforms, and any business looking to better understand and engage with the mass market while empowering both the cash consumer and SME to leverage the benefits of the digital economy.
Each of our OTT 4 Me mobile technologies is entrenched with our deep insight into mass market cash consumer behaviour. Each solution is distributed across our vast partner network that meets users where they are to boost local liquidity and spend within communities.
Our OTT Voucher network of merchants and issuers enables cash consumers to digitise their cash and redeem their funds to pay, play, shop, save, lay-by, invest, insure, recharge, call, and top accounts online whenever and wherever they want.
Through our aggregated network and integrations with leading financial institutions, consumers can skip the wasted time travelling and queuing, eliminate other costs associated with collecting remittances, and instantly collect their money from one of the many locations in their community.
Our instant payout platform allows consumers to choose where and how they get paid. The mass market cash consumer has the convenience of getting to choose from participating financial institutions and/or a value-added service product.
Our business voucher enables informal traders to recharge their Value-Added Services wallets and settle suppliers. PowerLoad is available at Boxer Superstores and Massmart stores around the country.
Second Chance is a real-time rewards platform for OTT Voucher users. We incentivise consumers for their loyalty, engagement, and reaching of personal financial milestones while collecting rich data to develop consumer insights.
+85% of South Africans still prefer cash transactions. Our mission is to empower consumers who prefer using cash to participate in the benefits of the digital economy and transact online through a digital cash voucher without changing their behaviour.
We’ve strategically built a rapidly growing aggregated network available throughout the country to digitise cash and ensured that these locations are easily accessible to the mass market while playing a vital role in their daily lives and solving their specific pain points.
In addition, we create access for these stores, and SMEs, to dispense bank-certified money sent through OTT Collect and OTT Payout, thus reducing the cost of remittance collection to consumers and increasing spending within communities to boost local liquidity.
We also use localised first-tier retailers to accept “deposits” by these SMEs, reducing risk, cost, and time away from their stores through OTT Powerload, our business payment solution used to recharge Value-Added Services wallets and settle suppliers.
CliqueFin builds and invests in social impact platforms and businesses to financially empower communities. Its evolving collection of innovative platforms and strategic collaborations are geared toward including the mass market in the digital economy.
We want to work with you to create access to online products and services for cash consumers.